Pocket money: how much to give to children

All parents prepare babies for self.life: they are taught to read, write, perform household duties. But for some reason, not every mom and dad think that as adults, children should be able to handle money. And this skill does not occur suddenly, after the age of majority. Therefore, babies should be taught to communicate with finances in advance, regularly allocating small amounts to them. Pocket money has another purpose. They are needed so that the child does not feel deprived. Not the name of the opportunity to at least occasionally buy what he wants, the baby begins to envy his peers.A photo: Getty ImagesCarman is broader How much money to give depends on the financial condition of the family, and the age of the child. It is better for babies to provide tiny amounts, to give them better with a small interval. Older children can allocate more money, while increasing the interval of infusion. Why such an algorithm? It's simple: kids do not know how to plan purchases, and that's fine. But the teenager is already able to evenly distribute the budget, expecting enough money for every day. Please note that even if the family budget allows a child to allocate significant amounts, it is worth limiting them. The fact is that regularly receiving a lot of money, children become capricious. They refuse to understand the origin of the funds, believing that banknotes literally grow on trees. In this case, about any financial literacy and speech can not go. In step with the timeEll less often we use paper money. Plastic payment cards have firmly entered our lives. That is why it is worth gradually accustoming children to the rules of cashless payments. Get a child a card with a small limit. Explain how the recharge takes place, how much the account maintenance costs. Do not forget about the security rules - tell us that you can not tell anyone the password that opens access to the electronic wallet. The earlier the child begins to communicate with the bank, the lower the likelihood that, as an adult, he will want to take out a loan, not knowing whether he can give it back. Financial rulesHow to manage money - this question is decided by the child. Parents can give advice, but mom and dad should not obsessively control expenses. Otherwise, the baby will not feel the master of the situation. He will not learn how to make independent decisions, nor will he have an incentive to save money, in order to make a large purchase later. Although, of course, you can reduce the weekly amount, if the student behaves badly. But in this case you have to explain your decision. It is not necessary to introduce a financial reward for a good study. In pursuit of money, many schoolchildren begin to forge diary marks, write off friends, use cheat sheets. Such techniques do not give real knowledge. It is wrong to pay the child for housework. He is the same member of the family as the parents. But after all, mom does not take money for washing, and dad does not ask for a premium for the replacement of light bulbs in the chandelier.Photo: Getty Images How is it?In France, children are taught to pocket money at the age of six. True, parents also fine kids for bad behavior. Did not put the toys in the box or did not learn the lessons - pay. In Hungary, children are given the opportunity to earn money during educational games. In addition, in schools in the home economics classes, girls and boys are taught not only sewing and joinery, but also the finer points of home economy. In Germany, small amounts trust even 5-year-olds. And schoolchildren are offered to earn money by selling unnecessary things in flea markets. In England, every child has a piggy bank. Doshkolaty weekly handed 5−10 pounds, adolescents from 10 pounds. In the US, pocket money is given to children who are 9–10 years old. In addition, parents act as first employers. If a child saves money, he is offered a reward for some kind of commission. Younger students are given $ 5-10 per week, adolescents $ 15. By the time they enter a university, Americans are already financially literate and are able not only to take a loan to pay for education, but also to pay off the bank. The easiest way to get money for kids in Turkey. From 50 cents to $ 1, relatives give children during big holidays. True, in exchange for ... kisses.Don't forget to copy this link and continuesurf the site in search of the remaining nominations. You only need to find 5 cards to win a stylish bag from the Nickelodeon TV channel. Also interesting: