how to save money Somehow it has long been believed that women do notcan save: if money has got to it, they will be spent very quickly and it is not known on what. But this is not so, is not it? Women can also save, often much better than a strong half of humanity. And to learn this is quite possible, even if you do not have the natural gift of saving. Everyone treats money in their own way: someone manages to live without debts and at the same time to save money "for a rainy day," and someone's salary flies in a matter of days. If despite the fact that my mother said in her childhood: "You will marry and learn how to live within your means!" You belong to the last category of people, then it's time for you to seriously think about how to learn how to save money. This is especially true if you are married and you have children. Of course, any person, and especially a woman, is inclined to buy a thing by intuition, guided by a fleeting impulse. In this there is nothing to worry about if this happens infrequently. But if you once again bought a fiftieth handbag just like that, because it's coming to some kind of your costume, it's time to pull yourself together and think about how to save money. And for this you need to know what the most funds are spent on and what items of expenses can be reduced. First you need to learn how to plan your family budget - especially for large expenses. Try to make lists of the necessary. Thanks to them, you will not only be able to navigate easier and faster in what you should buy first, but you will be able to calculate the amount necessary for these expenses in advance. In addition, this approach to spending will help you learn how to save money for the purchase of something specific. Also, one should not buy things out of envy, simply because a friend or neighbor has acquired such things. They may have higher incomes than they do in your family, and they can afford some excesses. One of the expenses is the problem of choosing gifts for the holidays for relatives or friends. If you approach this issue thoroughly, seriously, then here you can save a little. The main thing is to start choosing a presentation in advance. You should think in advance what you would like to choose as a gift, put aside the necessary amount and try to find an alternative. It will not be superfluous to run through the shops, in which at the moment there are sales, paying attention to the announcement of discounts. But here it should be remembered that discounts are a kind of trap. There are not too many people who can resist low prices and do not buy yourself anything, and sometimes absolutely not necessary. Also, you should not listen to such phrases of sellers as "the most fashionable", "the only copy", "so it goes to you!" And so on. After all, they are trying to sell the goods and are ready to talk to potential buyers anything they want, if only they bought the goods, because it's their job. This all relates to total costs. But there are such regular spending, from which you can not escape. These include, for example, utility bills. Therefore, later in this article, we will talk about how to learn how to save the family budget, and also consider what methods of saving water, gas and electricity exist.

Family and money saving

It is very important in the family to be able to correctlyorganize all expenses. After all, the family budget - then he and the family, which should be distributed for the needs of the family. Therefore, it is important not only not to spend selfishly this money on a loved one, but also be able to plan expenses. So, let's think about what you can save in the family? As we have already mentioned, it is useful to reduce expenses in the sphere of public services. How to learn how to save gas, water and electricity we will consider later in more detail. In addition, you can reduce spending on certain foods, household items, clothing, furniture and so on. After all, if you do not have too much income, then you should not buy black and red caviar - without these products you can easily live. Instead of them it is better to buy ordinary fish and to cook from it something for the joy of the household. In addition, one should not buy a million dresses, costumes: you have several kinds of each thing for different occasions - and all right! Acquire new ones only when old ones start to wear out. Of course, the cheapest clothes and shoes should also not be bought, since they have a very short life, and as a result, for the same period you will spend much more money to purchase, for example, a winter pair of shoes. A good, high-quality (and, therefore, not cheap) thing will last you at least 2-3 years, and a cheap one will work for a year, or even less. That is, for 2-3 years you will have to replace at least 3 pairs of shoes, which in the end will be much more expensive than if you immediately buy an expensive high-quality pair. In addition, do not buy, for example, a doroguschy TV, if you have a normal in good condition. No, you can buy something, of course, you can, but then you will not have enough money for the essentials. If buying some expensive thing is your dream, then it's better to wait a bit. To begin with, you need to learn how to save money on utilities and other small things, and save the saved funds for the purchase of the thing you are dreaming about. Therefore, let us begin to consider ways to save electricity. how to learn how to save money

15 Ways to Save on Electricity

Electricity consumes up to half of the funds,deferred for payment of utilities. Therefore, everyone should know how to save money on electricity - you really want to reduce your expenses for this once in two? First of all, you should warm your home well enough so that there is no need to purchase various electric heaters and fireplaces. What should I look for when warming the house? On windows, doors, heating systems, balconies and loggias. Windows and doors should be insulated by closing gaps, sealing the porch of doors and windows, installing a second entrance door, replacing cast iron radiators with aluminum ones, glazing of loggias and balconies. In addition, you should not curtain batteries with curtains or cover with furniture. Also for heat radiators on the wall should be placed heat-reflecting screens. It is best to install modern plastic windows in the dwelling, which will not only help to keep the heat in the house, but also will reduce the noise level. And now specifically about how you can save electricity. There are about 15 ways to save it in everyday life. We will now consider them.

  • Replacement of all incandescent lamps in housingfluorescent. Energy-saving fluorescent bulbs consume five times less electricity, and their service life is up to 6 times higher. During the service they pay themselves about 8-10 times. Only your wiring should be able to withstand the stress created by such bulbs, otherwise you will have to change them as often as usual, and this is quite expensive.
  • Use local lights if there is no need for full, general lighting. They consume much less electricity, and in general look very aesthetic.
  • Do not forget to turn off the lights in the rooms when you leave them. Yes, this is an extremely simple rule. But remember how often you manage to observe it?
  • Turn off the equipment completely, which is longthe time is idle in standby mode. This class includes TVs, computers, music centers, microwave ovens, video recorders, etc. This is due to the fact that this equipment in standby mode consumes from 3 to 10 watts, and turning off these types of equipment allows for a year to save 300-400 kW / h.
  • Use the technique, energy efficiency classwhich is not lower than level A. Of course, such a technique will pay off not very soon, but if we take into account the constant increase in electricity prices, then the gradual impact of savings will prove itself.
  • Do not place the refrigerator near a radiator or a gas stove, as this can increase the electricity consumption by 20-30%.
  • The door seal of the refrigerator should fit snugly against its body, since even the smallest slit can increase the power consumption of the refrigerator by 20-30%.
  • Before you send food to the refrigerator - cool them to room temperature.
  • It is necessary to defrost the refrigerator on a regular basis.
  • Do not cover the radiator of the refrigerator - there must be a gap between it and the wall for normal cooling.
  • If you use an electric stove, then watchso that the burners are not deformed and during cooking they are snug against the bottom of the dishes. Also, do not turn on the cooker beforehand, before cooking. Do not forget to turn off the cooker a little earlier than required for full cooking - the food will reach the ready level, until the hotplate cools down.
  • Do not boil more water in the electric kettle than you plan to use.
  • Walls, ceilings, curtains and windows try to decorate in light colors, since this approach to the design of the interior of the home will reduce lighting costs by about 10-15%.
  • Do not forget to regularly record the meter readings and analyze what else you can save.
  • If you have a computer, then do not forgetdisable it, if you do not plan to use it for a long time, or send it to sleep mode. In a month it consumes 70-120 KW / h with continuous operation. If you need to use the computer continuously, around the clock, then for these purposes it is better to purchase a laptop.
  • how to save money

    We save water

    Prices for water supply are growing at least as fast aselectricity prices. Therefore, you need to reduce water consumption if you want to learn how to save the family budget. Let's talk about how to do it right. We came up with eight household tricks:

  • First you need to set the meterwater. Advantages of the meter is that it allows you to save up to 30% of the funds on a monthly basis, and if you are somewhere away from home - you will not have to pay for it at that time. But this should not be done in cases where you have increased water consumption, for example, if the house has a baby that requires a nightly bath.
  • You should check all equipment regularly athouse, which is connected with water - faucets, plumbing, washing and dishwashers and so on. After all, if a crane leaks, it will not help to save.
  • If you are going somewhere for a long time - be sure to completely turn off the water, because during your departure you may leak, for example, a toilet bowl or some kind of a tap.
  • Replace the old plumbing with a modern one, asthe latter is done taking into account the basics of water saving. So, tanks on modern toilets are designed for 2 modes of draining, thanks to what for a year it is possible to save up to 20-25 cubes.
  • Use lever mixers, not crane. In addition, in this device there must be a prelator, which helps to save water because of its mixing with air. Of course, it is better to use non-contact faucets or mixers equipped with a water saving system. Correctly selected product will reduce water consumption by 60%.
  • If you wash your hands, it is better to buywashing machine - it will significantly reduce the waste of water. And when choosing it, you should remember that a machine with a vertical load consumes significantly more water than with a front-loading machine.
  • For dishwashing, it is better to use a dishwasher, since its water consumption is much lower than when using the same process by hand.
  • If you have a garden that requires watering, then use your own well. Also introduce an automatic irrigation system that implements an accurate dosage of water consumption.
  • We save gas

    As you know, 80-95% of the gas consumption falls onHeating the house and providing it with hot water. Therefore, speaking of saving gas, we can talk about direct heat savings. In our article, we have already talked about how you can keep the heat in the house. To this you can add another measure, such as the covering of ceilings and walls with a quality plasterboard. Also, it is not superfluous to install on the batteries three-way valves and bypasses, which allow you to adjust the temperature. In addition, the gap between walls and batteries should be at least 3-5 cm. If the heating boiler, boiler or expansion tank are in a cool room without additional heating (for example, in the basement), they should be thermally insulated. Also it is necessary to heat the meter by 2 all pipes coming from the boiler. If one of the rooms is much hotter than the others, you should not open the windows to remove excess heat, and wrap the battery in a blanket or a substrate under the laminate or install in such a room thermostatic mechanisms. These tricks, of course, must know the man. Therefore, let's read this section of the article to your husband - let him provide gas saving. And we, women, will be closer ways to save money on paying gas related to cooking food.

  • Make sure that the flame of the burner does not come outoutside the heated dishes, because otherwise, you heat the apartment, and do not heat the kettle or pan. This measure can reduce up to 50% of gas consumption.
  • Dishes with a deformed bottom should be replaced with a new one, since a deformed bottom leads to a gas overflow.
  • Make sure that the dishes are not burnt, clean, because cooking food in the dirty dishes takes up to 4-6 times more gas.
  • It is better to install gaskets made of aluminum foil under the burners. Thanks to this measure, the stove is less heated and dirty, and less gas is consumed.
  • It is important that the oven door fits snugly against the hull, as otherwise the heat leaves and the gas consumption increases.
  • Well, here we have considered the main waysreducing the costs of the family budget. We hope that you will no longer have a question, how to learn how to save money. Just do not forget that the wallet is not rubber. For all your carelessness and too lazy money may simply not be enough, so it is very important to learn how to save money by all means. After all, then you and your dream can be implemented, postponing the savings, and your child once again please a good toy. And my husband will never call you a spender! We advise you to read: